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Insurance

What To Do If Uber Driver’s Insurance Rejects Your Claim After A Car Accident?

Posted on January 11, 2024

If you or your loved one have been in a car accident involving a rideshare company such as Uber, then you have a right to receive compensation for your injuries. This monetary compensation is often paid by the Uber driver’s insurance company. However, if your rightful claim was rejected by the company, then you can pursue a legal case.

When you face atrocities from a company, a business litigation attorney can help you receive your rightful claim. Here is everything you should know in this situation. 

1. Contact Uber Company Immediately 

When you have been in an accident where either you were hit by an Uber driver, or you were the passenger in the rideshare cab, you should immediately report the accident to the company as well. However, if you did not contact them earlier and now your claim is rejected, you should not delay any further. 

Contact the customer care department and share your experience. The company may take steps to help you, such as reviewing the denial. This review can help your case if you consider legal action against the driver. 

2. Ensure Proper Documentation 

You should consider proper documentation to build the case. Make sure that you document the facts of the accident, including photographs, witness statements, and the intensity of the accident. You should also make sure that you document the injuries you faced and the property damage, if any.

You should also document your insurance claim form and the entire process associated with claiming insurance from an Uber driver’s insurance company. 

3. Get A Copy Of Insurance Rejection

When you get a letter of rejection from the Uber driver’s insurance company, you should demand a detailed explanation for the rejection of your claim. 

Make sure that you keep the original rejection letter safe with you. If there is no proper explanation for the rejection, you should demand one from the insurance company. However, if they fail to provide a satisfactory explanation, make sure you document the response. 

4. Consult Your Insurance Company 

If you have insurance of your own, you should consult your insurance company to help you with the case. Your insurance company should be able to provide you with assistance in this regard. 

For instance, your coverage might allow you for insured or uninsured motorist accident cases. Your insurance company may also help you understand why your claim was rejected, helping you to reapply with a better application. 

5. Hire A Legal Consultant 

You should not handle everything on your own. When your insurance claim has been rejected once, you should immediately hire a car accident lawyer to help you pursue the accident case and help you get insurance. 

Accident lawyers are familiar with the process and they understand the legal framework. By hiring an expert lawyer you will have legal consultation that will help you make the right decision. Your lawyer will help you decide whether you should proceed with a lawsuit or consider other options such as mediation or arbitration. 

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